With the latest lending rule changes, Florida’s condo market is facing a new set of challenges—and opportunities. The requirement for a full condo association financial review and increased reserve funding is making it tougher for buyers to secure conventional loans. In our Boca Raton and Delray Beach communities, where condo demand stays strong, I’m seeing more clients exploring options with portfolio and non-qualified mortgage lenders. My two decades of real estate and business experience have taught me that keeping clients informed and prepared is key—especially as these shifts can impact both buyers and sellers. As always, my focus is on providing clear guidance and open communication so you can navigate the changing landscape with confidence.
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