{"id":237,"date":"2026-11-02T10:00:00","date_gmt":"2026-11-02T10:00:00","guid":{"rendered":"https:\/\/www.jackbluesteinrealestate.com\/blog\/2026\/11\/02\/florida-homeowners-see-insurance-rates-fall\/"},"modified":"2026-11-02T10:00:00","modified_gmt":"2026-11-02T10:00:00","slug":"florida-homeowners-see-insurance-rates-fall","status":"publish","type":"post","link":"https:\/\/www.jackbluesteinrealestate.com\/blog\/2026\/11\/02\/florida-homeowners-see-insurance-rates-fall\/","title":{"rendered":"Florida Homeowners See Insurance Rates Fall"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/frank-bluestein-1225751\/good-news-for-homeowners-in-miami-an-insurer-has-reduced-home-insurance-premiums-by-more-t-remotion-videos-cb74\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>A Florida insurer announced avg. homeowners premium cuts &gt;20% for new and existing policyholders in Miami-Dade, Broward, and Palm Beach, marking its biggest state reduction.<br \/>\nState regulators also approved cuts for four more insurers, affecting ~62K Florida policies with an avg. reduction ~7%, extending relief beyond South Florida.<br \/>\nApproved statewide discounts ranged from ~10% to ~3%, and recent Florida reduction requests averaged ~5%, signaling momentum for more statewide premium relief.<br \/>\nDiscounts were not automatic or universal; they depended on insurer, county, and renewal timing. Florida officials urged homeowners facing increases or flat renewals to compare.<br \/>\nFlorida officials expected more aggressive premium cuts into 2027 as additional reduction requests arrived, reinforcing market conditions that had improved over the past two years.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A Florida insurer announced avg. homeowners premium cuts &gt;20% for new and existing policyholders in Miami-Dade, Broward, and Palm Beach, marking its biggest state reduction. State regulators also approved cuts for four more insurers, affecting ~62K Florida policies with an avg. reduction ~7%, extending relief beyond South Florida. Approved statewide discounts ranged from ~10% to [&hellip;]<\/p>\n","protected":false},"author":176,"featured_media":238,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/users\/176"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=237"}],"version-history":[{"count":0,"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/237\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/media\/238"}],"wp:attachment":[{"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jackbluesteinrealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}